6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (2024)

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (1)

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST

There are wonderful treasures to be found on Craigslist, and if you have stuff you don’t need, you can make good money selling it there. Unfortunately, though, Craigslist is riddled with scammers. Keep your money safe by following these seven tips when using the popular online
marketplace.

  1. Be familiar with Craigslist

    Lots of Craigslist scams can be avoided by knowing some basic information about the site:

    • The Craigslist URL is http://www.craigslist.org. Scammers often create lookalike sites to lure buyers into paying for items that don’t exist. Always confirm the URL before finalizing a purchase.
    • Craigslist does not back any transaction on its site. If you’re offered purchase protection at a price, you’re looking at a scam.
  2. Deal locally

    It’s always safest to finalize a transaction in person. Dealing with a local also lessens the chance of there being a language barrier that obscures the details of a deal.

  3. Examine the product before finalizing a sale

    Don’t rely on pictures alone when buying something on Craigslist. Ask to look at the item in person.

  4. Don’t accept or send a cashier’s check, certified check or money order as payment

    It’s best to pay for online items that are purchased from a distant and unknown seller using a credit card. This way, you can always contest the charges if the sale goes south. If you pay with a cashier’s check, certified check or money order, there’s no way to reclaim your funds should the need arise.

  5. Use cash — safely

    If you’re dealing with a local, the most secure way to pay or collect funds for a Craigslist transaction is with cash. To keep it even more secure, you can make the exchange in a safe place like your local police station or even at Acclaim FCU. Bring along a counterfeit detection pen to be certain you’re not getting scammed with bogus bills.

  6. Don’t share your personal information

    There’s no reason a buyer or seller needs to know your checking account number, your date of birth or the name of the high school you attended. If a contact is asking too many personal questions, back out of the deal.

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6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (2024)

FAQs

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union? ›

Scammers often use fake sites to lure buyers into paying for items that don't exist. Always check the URL before finalizing a purchase. Craigslist does not back any transaction on its site. If you receive an email or text trying to sell you purchase protection, you're looking at a scam.

How do you tell if someone is scamming you on Craigslist? ›

Scammers often use fake sites to lure buyers into paying for items that don't exist. Always check the URL before finalizing a purchase. Craigslist does not back any transaction on its site. If you receive an email or text trying to sell you purchase protection, you're looking at a scam.

How do I make sure I am not being scammed on Craigslist? ›

6 common Craigslist scams and how to avoid them
  1. Email or texting phishing scams. ...
  2. Don't. ...
  3. Vague, short responses riddled with spelling errors. ...
  4. A buyer asks you to wire or transfer money, or they ask you to send a cashier's check or money order. ...
  5. Don't. ...
  6. Buyer refuses to meet you in person. ...
  7. The verification code scam.

What can a Craigslist scammer do with my phone number? ›

What can a Craigslist scammer do with my phone number? If a Craigslist scammer has your phone number and gets you to verify a code sent to that number, they can use it to open a Google Voice account. With that account, they can continue running scams using your phone number.

What can a Craigslist scammer do with my email? ›

What Can Scammers Do With Your Email Address?
  • Target you with sophisticated phishing emails.
  • Find more sensitive information about you — including where you live.
  • Attempt to hack into your social media or other online accounts.
  • Impersonate you and scam your friends and family.

How to spot a rental scammer on Craigslist? ›

What are the most common signs of a rental scam? Rental scams often have listings with prices that seem too good to be true. They might pressure you to make quick decisions, ask for rent or deposit without a signed lease, or avoid meeting in person.

How do I know if he's a scammer? ›

If you Google their name and don't find much, you could be dealing with a scammer. Their social media accounts look suspicious. Look for anything that feels off, such as a low friend count, no recent posts, or only the same photos as on the dating site. They may appear to have an overwhelming intensity.

Should I give my phone number on Craigslist? ›

Don't share personal details. Never disclose your personal or financial information to strangers online. There is no need for your Craigslist contact to know your bank account number, home address, or date of birth. You might share your cell phone number with someone you are meeting in person, but not more.

How do I verify a buyer on Craigslist? ›

  1. Talk to the person on the phone, if possible, about the deal. If you have to email them first to make the initial contact, ask them for their phone number so you can talk more about the item. ...
  2. Meet the person you're doing business with in a public place, such as a coffee shop. ...
  3. Complete your transaction in cash.

What is the best payment method to not get scammed? ›

By and large, credit cards are easily the most secure and safe payment method to use when you shop online. Credit cards use online security features like encryption and fraud monitoring to keep your accounts and personal information safe.

Can a scammer do anything with your cell phone number? ›

Scammers and hackers can use your phone number in numerous ways to compromise your data. If you think a phone number is only a means of communication, think again. Some criminals use cell phone numbers to impersonate others, steal private information, and access financial benefits.

What information can a scammer get from my phone? ›

Once hackers have your number, they can use it to gain access to your most sensitive and valuable data, such as your:
  • Email accounts and contact lists.
  • Financial assets and bank accounts.
  • Current and previous home addresses.
  • Social media and other online account passwords.
  • Date of birth and Social Security number (SSN)

How do I respond to a buyer on Craigslist? ›

Click "Reply."

A window with response options will appear. To use your default mail program, click the blue response link at the top. If you use one of the listed webmail services, click the corresponding icon.

What happens if a scammer has your email address? ›

Once they know your email address (and password), they can use credential stuffing attacks to try and access your social media, banking, and other sensitive accounts. Impersonate you and try to scam friends and family.

Do people see your email address Craigslist? ›

To protect buyer and seller privacy, Craigslist keeps email addresses hidden. However, even with this security system, you might want to take additional precautions when responding to emails from Craigslist.

Why do people spell out phone numbers on Craigslist? ›

Craigslist blocks number written more than one time, so when someone has more than two ads, they spell out the rest.

How to verify a Craigslist buyer? ›

  1. Talk to the person on the phone, if possible, about the deal. If you have to email them first to make the initial contact, ask them for their phone number so you can talk more about the item. ...
  2. Meet the person you're doing business with in a public place, such as a coffee shop. ...
  3. Complete your transaction in cash.

Is it safe to give an address on Craigslist? ›

Don't share personal details. Never disclose your personal or financial information to strangers online. There is no need for your Craigslist contact to know your bank account number, home address, or date of birth. You might share your cell phone number with someone you are meeting in person, but not more.

Can you get scammed by giving out your address? ›

There are several things that a scammer can do with your address and phone number, which is why you should always be wary when someone asks for this information if you're not sure who they are or what they want. Identity theft is one of the main reasons someone might ask for this information.

Can you get scammed by giving out your phone number? ›

Scammers can also use your phone number to “spoof” calls — meaning they'll call your friends and family pretending to be you — and demand money or information. Hack into your online accounts. Fraudsters can try to access your online accounts (i.e., social media or banking) using your phone number.

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